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Personal Life Insurance Information


Personal Life Insurance provides financial protection for your loved ones.  A well-planned life insurance policy enables your loved ones to cover their immediate cash needs and should also replace your income so that your family maintains their current standard of living. There are two basic types of life insurance available:

Term Life Insurance

Term insurance is a type of life insurance policy that provides coverage for a certain period of time, or a specified "term" of years. If the insured dies during the time period specified in the policy and the policy is active - or in force - then a death benefit will be paid.

Whole Life Insurance

Whole life insurance provides protection for your whole life rather than a certain term. It pays a death benefit and also builds cash value that is tax-deferred until you withdraw it. You can also borrow against the cash value. Whole life insurance policies remain in force as long as the premium is paid. In general the premium and death benefit remain level for your whole life.

30423 Canwood Street Ste 239 | Agoura Hills, CA 91301
PH: 818-706-2292 | FX: 818-706-1176 | Email: info@coopersinsurance.com

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