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Coopers Insurance Agency Blog: claims reduction

View the latest blog posts from Coopers Insurance Agency.

One of the most significant factors used to determine your business' Workers' Compensation Insurance policy Premium (or rate) is the number of Workers' Compensation Claims you have or had against your business (this is used to determine your business' Experience Modification, or Ex. Mod. READ MORE >>

Would you like to know how having a Love Contract is essential to your business and minimizing Lawsuits/Claims?  These are put in place to possibly reduce Sexual Harassment lawsuits/claims, which are increasing in occurrence these days, and include a large array of variables! READ MORE >>

As a restaurant owner, you strive to always cater to your guests' different eating habits and dietary needs. It is hard to imagine being penalized for attempting to provide to the needs of your customers. READ MORE >>

At Coopers Insurance Agency, our collective expertise and experts are here to give you the knowledge, tools and resources to increase your profits, reduce your costs and lower your risks for claims. That's why the one-minute "Tip of the Week" video series was created. READ MORE >>

Falling in love is never a bad thing, is it? How about if it happens at work? According to a recent study, over 70% of employees today have had some sort of work-place relationship, and over 50% of workers met their spouses on the job. As beautiful as found love may be, it's not always a good thing for everyone involved. READ MORE >>

An IIPP, or Injury and Illness Prevention Program, is a requirement of Title 8 (CA Regulations) for California Employers.  This program can greatly reduce your business' work safety claims, and your Workers' Compensation Ex. Mod. and Premium! A good IIPP will include the following: READ MORE >>

Central Station Burglar Alarm systems and Sprinkler systems are fantastic systems for keeping your business safe, secure and as claim-free as possible. As wonderful as these systems can be, you cannot afford to wait until after a burglary or fire to find out if they were set-up correctly and have been maintained properly. READ MORE >>

This week's tip comes from a fraud investigator on a special investigation unit, and what this investigator revealed, is that businesses that have surveillance cameras throughout their business (of course, except for the bathroom) are finding that it's a great deterrent against claims from an employee or from a customer. READ MORE >>

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