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Do your employees run errands for you during business hours driving their personal vehicles? (Other than for delivery)
If so, and one of them becomes involved in a car accident that is their fault, your business is held liable as a third party!

Here are some steps to ensure you are covering your business:

1. Know your employees - Check their:
Driver's License - Is it current and valid?
Auto Insurance - Is their policy current and enforced?
Motor Vehicle Reports - COOPERS INSURANCE AGENCY WILL GLADLY REQUEST A MOTOR VEHICLE REPORT FOR YOU!

2. Make sure you have NON-OWNED AUTO coverage in your business owner's insurance policy package!
*PLEASE NOTE: This coverage is available as Optional Coverage - It is not always included in standard policies!

Remember!
What protects you from this type of litigation, is having Non-Owned Auto in your business owner's property and liability package, and this coverage is always optional. 

Next week, we will discuss delivery and catering.

Also, if you haven't already - please see our video and blog covering Auto Accidents.

Have a safe and wonderful week,


Coopers Insurance Agency
SCOTT COOPER INSURANCE AGENCY, INC.
(818) 706-2292
30423 Canwood St. Ste 239
Agoura Hills, CA 91301
www.CoopersInsurance.com
Info@CoopersInsurance.com
Los Angeles - San Fernando Valley - Ventura County, CA
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30423 Canwood Street Ste 239 | Agoura Hills, CA 91301
PH: 818-706-2292 | FX: 818-706-1176 | Email: info@coopersinsurance.com

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