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Continuing last week's topic of Non-Owned Auto Third Party Liability

Another important aspect of "Non-Owned Auto" insurance for business owners is delivery.

Unlike errand-runs during work hours in their own vehicles, delivery by your employees in their own vehicles is NOT included in your optional "Non-Owned Auto" coverage.

If your employees perform deliveries for your business, in order to get insurance coverage, you MUST purchase a separate Non-Owned Auto - Delivery policy to be covered!

This coverage protects you from Third-Party Liability in the event of your driver hitting another car while delivering for your business.

DON'T FORGET:
Know your Delivery Drivers - Check their: 
- Driver's License - Is it current and valid?
- Auto Insurance - Is their policy current and enforced?
- Motor Vehicle Reports - COOPERS INSURANCE AGENCY WILL GLADLY REQUEST A MOTOR VEHICLE REPORT FOR YOU!

Last week, we discussed how a business owner is vulnerable when an employee drives their own vehicle during work hours for business purposes - specifically for running errands - and steps to take to protect your business against third party liability.  
 
For more on "Non-Owned Auto" coverage, please see last weeks Blog: 
Non-Owned Auto Third Party Liability for Business Owners
 
If you have any questions regarding "Non-Owned Auto" or "Non-Owned Auto - Delivery", please give us a call at: 818.706.2292 or send your questions in to: Info@CoopersInsurance.com

Also, if you haven't already - please see our video and blog covering Auto Accidents.

Have a wonderful and safe week!


Coopers Insurance Agency
SCOTT COOPER INSURANCE AGENCY, INC.
(818) 706-2292
30423 Canwood St. Ste 239
Agoura Hills, CA 91301
www.CoopersInsurance.com
Info@CoopersInsurance.com
Los Angeles - San Fernando Valley - Ventura County, CA
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30423 Canwood Street Ste 239 | Agoura Hills, CA 91301
PH: 818-706-2292 | FX: 818-706-1176 | Email: info@coopersinsurance.com

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